Unlock the power of modern cash flow analysis to drive smart decision-making for retail and SME clients.

Prestatech’s Crash-flow Analysis Solution offers a powerful tool to perform credit analysis and decisioning by leveraging insights from bank transactions and cash-flow data. By integrating transactional and alternative financial data from various sources, it delivers a comprehensive analysis that covers cash-flow trends, affordability, and the borrower’s financial stability. Available in the UK, US, Germany, and Italy.

Features

Modular analytical components enable integration via API or through a customized front-end dashboard, tailored to meet your workflow needs.

Streamline onboarding and reduce manual processing through automated OCR, ensuring precision at a large scale and eliminating human error.

Expand lending opportunities with detailed cash-flow and bank transaction analysis, allowing you to process and qualify more applications confidently.

Secure and confidential data management, compliant with ISO27001 standards, keeping sensitive data private and out of third-party hands.

Benefits

Comprehensive cash-flow analysis based on income trends, spending, and financial costs, with automatic affordability checks and stress testing against variable interest rates, durations, and amortization schedules.

Tailored reporting and detailed insights into cash-flow patterns, designed to meet the specific credit risk needs of financial institutions.

Automated risk evaluation based on transaction history, identifying risk factors like late, missed, or adverse payments, and providing clear risk signals.

KYC checks, including identity verification and document validation, ensure compliance with regulatory standards and verify borrower authenticity.

Resources

Prestatech Use Cases.pdf

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