Real-Time Global Payments – Nium

Fund, convert, and disburse funds around the world instantly to accounts, cards, and wallets.

Money movement for modern banks:

Enable real-time payments, enhance transparency, and optimize operational efficiency through Nium’s global network.

Nium provides banks with robust, real-time payments infrastructure and comprehensive compliance monitoring on a global scale. Integrate seamlessly via API, Swift Connector, or portal/file upload. Reduce costs, increase speed, and deliver unparalleled transparency to accelerate growth beyond borders.

Nium Key Features:

On-demand payments anywhere

Send payments to 220+ countries, including 100+ real-time destinations with compliance built-in. Tailor payouts to customer needs via bank accounts, wallets, and cards or through local and foreign currency wires. Support B2B, B2C, and P2P within a single integrated solution.

End-to-end transparency and reliability

Track payments precisely with Nium’s Chronometer. Get real-time updates on the payment journey, or track your wires with SWIFT’s UETR. Eliminate unnecessary fees by leveraging local payment rails for cost-effective transactions, ensuring recipients receive the full payment amount without deductions.

Streamlined market entry

Initiate payments within minutes without the need for complex integration. Start exchanging SWIFT MT and ISO20022 messages with simple configurations. Automate reconciliation and reporting to improve financial oversight.

The World’s Trusted Payments Partner

Sleep tight knowing Nium is regulated in 35+ markets around the world and offers 360 degree regulatory compliance, including real-time transaction monitoring, fraud detection, and AML/CTF measures. Count on 24/7/365 support to ensure seamless operations and swift issue resolution.

“Delivering cost-effective, reliable payment services while optimizing cross-border reach, treasury management and competitive differentiation has become table stakes for banks. We’re proud to be the fintech partner of choice helping global banks not only meet but exceed these expectations with our innovative real-time payments network, so they can be ready to adapt to whatever the market brings next.”
Prajit Nanu, Founder & CEO

Some of our customers

Today, some of the world’s leading banks, financial institutions, and businesses are built on Nium’s global real-time payments infrastructure, including: