Reduce the time to complete applications and originate loans in minutes, not days

Configure and automate your loan origination processes, without relying on your IT team, to improve your borrower experience.

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Temenos Loan Origination

Temenos next-generation loan origination system is an innovative application for both direct and indirect lending that has raised the bar in automated solutions.

8 Tips to Accelerate Your Loan Origination

Loans are a pain. Not for financial institutions but for applicants. Customers don’t want a new loan. They want a car, a boat or a vacation.

Temenos Recognized as a Leader in the Omdia Universe for Digital Banking Platforms 2023

Omdia, a leading technology analyst and consulting firm, recognized Temenos as a market leader in the report, “Omdia Universe: Digital Banking Platforms 2023.”

Transforming Your Lending with Data

The digital revolution that is taking place in the finance sector has undoubtedly transformed banking and lending.

5 Trends Reshaping the Lending Industry

It’s no secret that personal loans are growing in popularity, in fact, 22.5 million consumers have at least one unsecured personal loan—a 12.9% increase from the previous year.

8 Tools to Enhance Your Lending Process

We are living in an era where consumers are no longer limited to relying on their local bank or Credit Union to get a loan.

Next Generation Lending

Temenos next-generation loan origination system is an innovative application for both direct and indirect lending that has raised the bar in automated solutions. With its powerful decisioning, highly configurable applications, dynamic features, and extensive third-party integrations, Temenos Loan Origination will truly take lending to the next level.

Temenos Loan Origination Features

Digital Loan Origination

Optimize the digital loan application experience for new and existing accountholders with options to configure the experience to best fit your organization.

Open API

Achieve greater agility by integrating with channel applications and 3rd party services, including outsourced decision and pricing solutions.

Automated Decisioning

Increase the number of loans decisioned automatically, based on your institution’s policies and tolerances, through business rules and matrices.

Workflow Automation

Include rules-driven automated processes to retrieve credit reports, execute models, generate documents, fund and disburse the loans, and more.

Data-driven applications

Automatically retrieve basic and advanced data from credit bureaus and a suite of best-in-class partners for streamlined, personalized application experiences.

Loan Pricing

Drive application of rates through application-specific business rules, and schedule future rate changes to eliminate off-hour updates.

Queuing

Easily design queues to match your loan origination procedures, either centralized or distributed.

Reporting

Create individualized dashboards to gain a 360° view of your institution’s processes, from origination through collection, all on one dashboard.

Document Processing

Automatically generate documents using integrated intelligent document processing, and deliver for and track electronic signatures.

Measurable Success

5 minutes

From application to cash on hand

70%

Auto-decisioning for consumer loans

1 day

To launch new loan products

75%

Auto-decisioning rate for new credit card app

The Temenos platform provided the ideal combination of a frictionless front-end experience for our customers with an agile back-end system to help our staff check and verify applications. And as a cloud-based solution, Temenos Infinity delivered the elastic scalability that we needed to cope with the flood of submissions. At one time, we had as many as 400 staff accessing the system remotely.”
Kelly Dakin, Chief Digital and Customer Experience Officer at Atlantic Union Bank

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