# Temenos: Grow Bigger Scale Faster Bank Better

> Temenos offers cloud\-native, AI\-driven banking software trusted by 950\+ banks for core, digital \& wealth\. Explore our solutions\.

Generated by Yoast SEO v28.5, this is an llms.txt file, meant for consumption by LLMs.

## Pages
- [Chairmans Statement](https://www.temenos.com/about-us/leadership/chairmans-statement/)
- [CEO Statement](https://www.temenos.com/about-us/leadership/ceo-statement/)
- [Share Buybacks](https://www.temenos.com/about-us/investor-relations/share-buyback/)
- [Core Banking](https://www.temenos.com/products/core-banking/)
- [Journey Manager](https://www.temenos.com/products/journey-manager/)

## Fuel Mega Menus
- [Main Menu](https://www.temenos.com/fuel_mega_menu/main-menu/)
- [Search Menu](https://www.temenos.com/fuel_mega_menu/search-menu/)

## Blogs
- [What Banks Must Consider Now to Prepare for the Digital Euro](https://www.temenos.com/blog/what-banks-must-consider-now-to-prepare-for-the-digital-euro/)
- [Temenos Awards Celebrate Banking Innovation and Success in Asia Pacific](https://www.temenos.com/blog/temenos-awards-celebrate-banking-innovation-and-success-in-asia-pacific/)
- [Blog: Enhancing Banking Security with Data\-Centric Security for the Temenos Banking Ecosystem](https://www.temenos.com/blog/blog-enhancing-banking-security-with-data-centric-security-for-the-temenos-banking-ecosystem/): Vast quantities of customer data flow into banks every day and leveraging this data is key to securing growth in the modern banking landscape\. The challenge that banks and other financial services providers face is how to securely unlock that data and use it to develop new revenue streams\.
- [Unlocking next\-generation digital banking for Indonesia](https://www.temenos.com/blog/unlocking-next-generation-digital-banking-for-indonesia/): As digital transformation continues to reshape the banking industry, Indonesia has seen a dramatic increase in digital banking adoption\. According to McKinsey’s Personal Financial Services 2021 survey, about 78% of Indonesian customers now use digital banking actively, a significant increase from 57% in 2017\.
- [Back to the Basics – Escrow: Part 2](https://www.temenos.com/blog/back-to-the-basics-escrow-part-2/): Matt Goble, Senior Compliance Advisor discusses the very specific rules that a lender must follow in establishing and servicing an escrow account\.  These rules, found in Regulation X \(RESPA\) \(12 CFR Part 1024\.17\) ,  govern all aspects of an escrow account established for a covered loan\.

## Events
- [Temenos Connect MEA’26 Modern Banking CXO Golf Day](https://www.temenos.com/event/temenos-connect-mea-2026-cxo-golf-day/)
- [BINTEC 2026](https://www.temenos.com/event/bintec-2026/)
- [Temenos Connect MEA 2026](https://www.temenos.com/event/temenos-connect-mea-2026/)
- [Capital Markets Day 2026](https://www.temenos.com/event/capital-markets-day-2026/)
- [Temenos Community Forum \(TCF\) 2026](https://www.temenos.com/event/tcf-2026/)

## Offices
- [Zurich](https://www.temenos.com/office/zurich-additiv/)
- [Dubai](https://www.temenos.com/office/dubai-additiv/)
- [Manila](https://www.temenos.com/office/manila-additiv/)
- [Sarajevo](https://www.temenos.com/office/sarajevo/)
- [Hemel Hempstead](https://www.temenos.com/office/hemel-hempstead/)

## Partners
- [NEWTECH](https://www.temenos.com/partner/newtech/)
- [Orion Innovation](https://www.temenos.com/partner/orion-innovation/)
- [Foranx](https://www.temenos.com/partner/foranx/)
- [HCLTech](https://www.temenos.com/partner/hcl-technologies/)
- [Google Cloud](https://www.temenos.com/partner/google-cloud/)

## People
- [Adam Gable](https://www.temenos.com/people/adam-gable/)
- [Fadi Yazbeck](https://www.temenos.com/people/fadi-yazbeck/)
- [Vincent Munari](https://www.temenos.com/people/vincent-munari/)
- [Stewart Davies](https://www.temenos.com/people/stewart-davies/)
- [Sarah Highlander](https://www.temenos.com/people/sarah-highlander/)

## Press Releases
- [Ad hoc \- Temenos publishes its 2026 Interim Report](https://www.temenos.com/press_release/temenos-announces-the-interim-report-2026/): GRAND\-LANCY, Switzerland, September 8, 2026 – Temenos \(SIX: TEMN\) has today published its 2026 Interim Report\.
- [Ad hoc \- Temenos publishes its 2025 Interim Report](https://www.temenos.com/press_release/temenos-interim-report-2025/)
- [ADCB Egypt Chooses Temenos for Next\-Generation Digital Payments](https://www.temenos.com/press_release/adcb-egypt-chooses-temenos-for-next-generation-digital-payments/): Member of Abu Dhabi Commercial Bank Group is implementing Temenos Payments to adopt new global payment standards such as ISO20022 and SWIFT GPI and power new payment solutions
- [Temenos named Technology Provider of the Year in FStech Awards](https://www.temenos.com/press_release/temenos-named-technology-provider-of-the-year-in-fstech-awards/)
- [Temenos announces new strategic plan and FY\-28 targets](https://www.temenos.com/press_release/temenos-announces-new-strategic-plan-and-fy-28-targets/)

## Solution Providers
- [Syndication ledger \- 6 Sigma](https://www.temenos.com/solution-provider/syndication-ledger-6-sigma/)
- [Retail Score Card \- 6 Sigma](https://www.temenos.com/solution-provider/retail-score-card-6-sigma/)
- [Marketing and Sales \(Sales\) \- 6 Sigma](https://www.temenos.com/solution-provider/marketing-and-sales-sales-6-sigma/)
- [Enterprise Risk Management \(ERM\)  \- 6 Sigma](https://www.temenos.com/solution-provider/enterprise-risk-management-erm-6-sigma/)
- [Early Warning System \(EWS\) \- 6 Sigma](https://www.temenos.com/solution-provider/early-warning-system-ews-6-sigma/)

## Success Stories
- [EQ Bank \(ESG\) \- Success Story](https://www.temenos.com/success-story/eq-bank-esg-success-story/)
- [EQ Bank – Success Story](https://www.temenos.com/success-story/eq-bank-success-story/)
- [Banco da Amazônia \- Caso de sucesso](https://www.temenos.com/success-story/banco-da-amazonia-caso-de-sucesso/)
- [Regions Bank \- Success Story](https://www.temenos.com/success-story/regions-bank/)
- [ANSA Merchant Bank \- Success Story](https://www.temenos.com/success-story/ansa-merchant-bank-success-story/)

## Temenos Fellows
- [Sonsoles Perucho](https://www.temenos.com/temenos-fellow/sonsoles-perucho/)
- [Sathya Ram Gopalan](https://www.temenos.com/temenos-fellow/sathya-ram-gopalan/)
- [Rick Banat](https://www.temenos.com/temenos-fellow/rick-banat/)
- [Priya Sugandh](https://www.temenos.com/temenos-fellow/priya-sugandh/)
- [Phil White](https://www.temenos.com/temenos-fellow/phil-white/)

## Testimonials
- [JJ Bai, VP of Programming, Texans Credit Union \- Loan Origination](https://www.temenos.com/testimonial/jj-bai-vp-of-programming-texans-credit-union-loan-origination/)
- [Wade Saunders, SVP of Consumer Lending at ICCU](https://www.temenos.com/testimonial/wade-saunders-svp-of-consumer-lending-at-iccu/)
- [Diarmuid O’Donovan, Global Chief Information Office](https://www.temenos.com/testimonial/diarmuid-odonovan-global-chief-information-office/)
- [Louis Burg, VP Consumer Special Assets Group and Mortgage Quality Assurance](https://www.temenos.com/testimonial/louis-burg-vp-consumer-special-assets-group-and-mortgage-quality-assurance/)

## Videos
- [EQ Bank – Testimonial](https://www.temenos.com/video/eq-bank-testimonial/)
- [Deliver Smarter with Conversational Studio](https://www.temenos.com/video/conversational-studio-for-digital-banking/)
- [Core Transformation \- Progressive Modernization](https://www.temenos.com/video/core-transformation-progressive-modernization/)
- [Delivering the future of Wealth Management](https://www.temenos.com/video/wealth-management-breakout/)
- [Core Banking: Why 2026 Will See Progressive Modernization Soar](https://www.temenos.com/video/core-banking-why-2026-will-see-progressive-modernization-soar/)

## Webinars
- [From Collections Data to Collections Intelligence: Building the Foundation for Smarter Recovery](https://www.temenos.com/webinar/from-collections-data-to-collections-intelligence/)
- [MEA Banking Trends: Celent \& Temenos Webinar](https://www.temenos.com/webinar/the-banking-expectation-gap-mea/)
- [Europe Banking Trends: Celent \& Temenos Webinar](https://www.temenos.com/webinar/the-banking-expectation-gap-europe/)
- [APAC Banking Trends: Celent \& Temenos Webinar](https://www.temenos.com/webinar/the-banking-expectation-gap-apac/)
- [Transforming Banking Customer Onboarding](https://www.temenos.com/webinar/transforming-banking-customer-onboarding/)

## White Papers and Reports
- [Conversational Banking Studio](https://www.temenos.com/resource/intelligent-digital/conversational-banking-studio/)
- [Why Adaptability Wins](https://www.temenos.com/resource/intelligent-digital/ai-changed-banking/)
- [Preparing for Responsible AI](https://www.temenos.com/resource/intelligent-digital/the-trust-advantage/)
- [Building an AI\-Ready Bank](https://www.temenos.com/resource/intelligent-digital/ai-ready-foundations/)
- [AI\-Augmented Front Office](https://www.temenos.com/resource/intelligent-digital/human-ai-front-office/)

## Categories
- [Press Releases](https://www.temenos.com/category/press-releases/)
- [Blog](https://www.temenos.com/category/blog/)
- [Media Coverage](https://www.temenos.com/category/media-coverage/)
- [Financial](https://www.temenos.com/category/financial/)
- [Ad hoc announcement \- Art\. 53 LR](https://www.temenos.com/category/ad-hoc-announcements/)

## Tags
- [SaaS](https://www.temenos.com/tag/saas/)
- [LMS](https://www.temenos.com/tag/lms/)
- [Payments](https://www.temenos.com/tag/payments/)
- [Core banking](https://www.temenos.com/tag/core-banking/)
- [Financial Crime Mitigation](https://www.temenos.com/tag/financial-crime-mitigation/)

## Featured
- [Featured](https://www.temenos.com/featured/featured/)

## Labels
- [Core Modernization](https://www.temenos.com/label/core-modernization/)
- [Core Banking](https://www.temenos.com/label/core-banking/)
- [Data \& Analytics](https://www.temenos.com/label/data-analytics/)
- [Payments](https://www.temenos.com/label/payments/)
- [Cloud \& SaaS](https://www.temenos.com/label/cloud-saas/)

## Language
- [Spanish](https://www.temenos.com/language/spanish/)

## Partnership Types
- [Delivery](https://www.temenos.com/partnership_type/delivery/)
- [Sales](https://www.temenos.com/partnership_type/sales/)
- [Technology](https://www.temenos.com/partnership_type/technology/)
- [Financial Inclusion](https://www.temenos.com/partnership_type/financial-inclusion/)
- [Transact](https://www.temenos.com/partnership_type/transact/)

## Provider Categories
- [Integrated Product](https://www.temenos.com/provider_category/integrated-product-lms-origination/)
- [Journey Manager](https://www.temenos.com/provider_category/journey-manager/)
- [LMS Collection](https://www.temenos.com/provider_category/lms-collection/)
- [LMS Origination](https://www.temenos.com/provider_category/lms-origination/)
- [Payments \& Cards](https://www.temenos.com/provider_category/payments-cards/)

## Resource Types
- [Success Story](https://www.temenos.com/resource_type/success-story/)
- [Video](https://www.temenos.com/resource_type/video/)
- [White Paper](https://www.temenos.com/resource_type/white-paper/)
- [Webinar](https://www.temenos.com/resource_type/webinar/)
- [Report](https://www.temenos.com/resource_type/report/)

## Roles
- [Board of Directors](https://www.temenos.com/role/board-of-directors/)
- [Executive Committee](https://www.temenos.com/role/executive-committee/)
- [Leadership Team](https://www.temenos.com/role/leadership-team-leadership-team/)
- [Temenos Leadership](https://www.temenos.com/role/temenos-leadership/)

## Sectors
- [Retail Banking](https://www.temenos.com/sector/retail-banking/)
- [Corporate \& Commercial Banking](https://www.temenos.com/sector/corporate-commercial-banking/)
- [Business Banking](https://www.temenos.com/sector/business-banking/)
- [Challenger Banks](https://www.temenos.com/sector/challenger-banks/)
- [Credit Unions \& Community Banking](https://www.temenos.com/sector/credit-unions-community-banking/)

## Solution Providers
- [Temenos](https://www.temenos.com/solution_provider/temenos/)

## Temenos Solutions
- [Core banking](https://www.temenos.com/temenos_solution/core-banking/)
- [Payments](https://www.temenos.com/temenos_solution/payments/)
- [Digital banking](https://www.temenos.com/temenos_solution/digital-banking/)
- [FCM](https://www.temenos.com/temenos_solution/fcm/)
- [Cloud](https://www.temenos.com/temenos_solution/cloud/)

## Optional
- [Sitemap index](https://www.temenos.com/sitemap_index.xml)