Blog

If you mention the phrase Internet of Things (IoT), in the context of banking, to most retail bankers, they will look blankly at you wondering what you are talking about.

Compliance expert Lisa Lugtigheid sheds light on the appraisal management company registration requirement and how this affects lenders.

Does the data warehouse still exist? The concept of the traditional data warehouse throws up a vision of batch data, painstakingly transformed into one fixed and slowly evolving enterprise data…

I talked recently with Steen Jensen, managing director, Temenos Europe. I started by asking him if he agreed that big data and advanced analytics are on the verge of transforming…

Who doesn’t like to hear a good story? Although the reporting of a Suspicious Activity Report (SAR) is confidential, sharing the suspicious nature of the story is not. In fact,…

The move to Open Banking poses both a threat and an opportunity for small banks and credit unions. The opportunity lies in the separation of manufacturing and distribution. The smart…

Services already in the market are not excluded from the benefits cloud has to offer. In addition, even services born in the cloud are not immune to market vagaries and fluid customer demand. Change is inevitable.

There is no doubt that the future of banking is with the cloud. As banks react to their fast-paced customers' increasingly demanding requests, only cloud-based systems can provide robust solutions which banks and finance houses need.

Facebook is soon to launch its cryptocurrency called Libra, through its subsidiary, Calibra. This is the latest development in its expansion beyond social networking and a move decisively into the…

The new generation of digital investors has been dubbed: ‘The Re-wired Investor.’ This is in tribute to their digitally-native behaviour and insistence that all of their interactions with banks match…

Shelly Nicholl explores the question many financial institutions are asking about marijuana-related businesses: To bank or not to bank?

Modern banking, in the way that we understand it today, started in Italy in the medieval period. The first banks were intermediaries linking those with money with others who needed…

AI is shaping up to be the next user conversational interface that fits into your life – not just a virtual banking assistant. AI is an assistant, which helps you…

Banks have always been early-adopters of technology no matter how cautious they often have to appear. In the early years of the personal computer, it was always a bank at…

Senior Compliance Advisor Matt Goble discusses the importance of documenting a mortgage customer's intent to proceed correctly.

Banks have long provided some investing options such as custody accounts and mutual fund plans. But these tend to be relatively expensive, have limited servicing, and remain esoteric and distant options for many.

Across America, credit union leaders are under pressure. Not only must they consistently grow membership while competing against giant multi-national banks, they must also produce the “Holy Grail” of financial institutions—new deposits.

Temenos, which has thousands of global customers, has partnered to build and launch digital banks across dozens of markets and customer segments. We have identified some of the common mistakes financial institutions make when embarking on a digital banking project.