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Modern banking, in the way that we understand it today, started in Italy in the medieval period. The first banks were intermediaries linking those with money with others who needed…

AI is shaping up to be the next user conversational interface that fits into your life – not just a virtual banking assistant. AI is an assistant, which helps you…

Banks have always been early-adopters of technology no matter how cautious they often have to appear. In the early years of the personal computer, it was always a bank at…

Senior Compliance Advisor Matt Goble discusses the importance of documenting a mortgage customer's intent to proceed correctly.

Banks have long provided some investing options such as custody accounts and mutual fund plans. But these tend to be relatively expensive, have limited servicing, and remain esoteric and distant options for many.

Across America, credit union leaders are under pressure. Not only must they consistently grow membership while competing against giant multi-national banks, they must also produce the “Holy Grail” of financial institutions—new deposits.

Temenos, which has thousands of global customers, has partnered to build and launch digital banks across dozens of markets and customer segments. We have identified some of the common mistakes financial institutions make when embarking on a digital banking project.

Our Temenos Compliance Advisory Service wants to “spice” up your third quarter by providing Lagniappe, or that “little something extra,” to all of our faithful readers. We will discuss answers to some of the interesting questions we have received on topics such as Higher Priced Mortgage Loan Appraisal rules, Flood rules, Private Flood Insurance requirements and TRID.

The blog, “Women Wear Technology”, features interviews with a diverse range of women professionals. I wish to tell the stories of successful, inspiring, innovative women working in all different sectors…

The first are general lender credits, not attributed to a specific charge, but lump sums credited towards the overall costs of the loan. Second are specific lender credits, which are…

“Defense! Defense! Defense!” With football season just weeks away, I can hear it now. A stadium filled with 100,000 die-hard fans cheering on their favorite football team in hopes of…

Easily staying the course of open banking during these turbulent times for the European financial market, Salt Edge increases its overall number of connected bank APIs to 300+ in the EU.

The Equal Housing Lender logo is almost ubiquitous in financial institution advertising that we almost forget it’s there, but many institutions are not very clear on the requirements for its use.

It was with enormous pride that I saw first-hand the impact of the invaluable work of Temenos volunteers in India – supplying school children with modern IT equipment and encouraging…

At Temenos we believe that our people make the difference. What we create and achieve is a result of the aspirations and goals of the 6000 unique individuals that make…

Temenos showcases the promise and reality of human middleware in digital banking by putting humans at the center not sidelines.

Two regulations govern notices when a lender takes adverse action on an application for credit: the Fair Credit Reporting Act (FCRA) implemented by Regulation V, and the Equal Credit Opportunity Act (ECOA) implemented by Regulation B.

What does leadership mean in an era of digital disruption? The sheer range of cutting-edge technology under review at the World Economic Forum’s Annual Meeting of the New Champions –…