Matt Goble
Vice President – Product Compliance Manager.
Matt Goble serves Temenos in Product Compliance as Vice President, Product Compliance Manager. He provides guidance during the software development process to ensure adherence to both federal and state banking laws and regulations. Matt brings extensive experience in his broad career as a compliance specialist in the banking industry, including his time serving Temenos as a former Senior Compliance Advisor, where he advised more than 700 financial institutions on federal regulatory compliance and provided on-site compliance training across the country, including numerous live webinars. Before joining Temenos, he began his career as the Compliance Officer at a prominent community bank in North Alabama. He received his Bachelor of Arts in Accounting from Huntingdon College and a Masters of Business Administration from Troy University.
Latest articles from Matt Goble
Designing a Formal Complaint Management Program
Complaint Management is an integral part of a financial institution’s day to day operations. Vice President of Product Compliance, Matt Goble discusses the elements of a formal compliance management program addressed in the 2024 second issue of the Federal Reserve’s Consumer Compliance Outlook.
P2P Payment Apps: Risk and Mitigation Strategies
Peer to Peer Apps or P2P Payment Apps allow your institution to stay competitive in the digital age of the banking industry. Vice President Product Compliance Manager Matt Goble shares risk mitigation strategies to implement as you reap the rewards of the digital banking industry.
FCRA – Credit Score Disclosures
Senior Compliance Advisor Matt Goble discusses the biggest challenge with FCRA --its notification requirements.
Fair Lending Refresher
Fair Lending is a dangerous subject for Financial Institutions. Keeping staff trained and up to date on Fair Lending matters can mitigate risks of serious costly fair lending violations.
Back to the Basics – Escrow: Part 2
Matt Goble, Senior Compliance Advisor discusses the very specific rules that a lender must follow in establishing and servicing an escrow account. These rules, found in Regulation X (RESPA) (12 CFR Part 1024.17) , govern all aspects of an escrow account established for a covered loan.
Back to the Basics – PMI Cancellation and Termination
Do you find yourself confused between customer-requested cancellation and automatic termination rules for Private Mortgage Insurance? Join Matt Goble’s discussion in Back to the Basics –PMI Cancellation and Termination.
Junk or Justified? A Focus on Fees
The Consumer Financial Protection Bureau recently issued a series of press releases requesting feedback from the industry on the issue of "junk fees" consumers are charged by financial institutions.
RESPA Section 8: Gifts and Promotional Activity
Join Senior Compliance Advisor Matt Goble as he discusses when holiday gifts and promotions could violate RESPA Section 8.
P2P Payment Transfers: Regulation E Liability
As the capability to offer fast and convenient money transfers through online banking and 3rd party cash apps becomes a necessity to satisfy consumer behaviors, compliance challenges posed by digital banking are certainly here to stay. Join us as we discuss Regulation E liability considerations in connection with peer-to-peer payment transfer systems.
Compliance in a Digital World
Senior Compliance Advisor, Matt Goble, discusses the challenges of mitigating additional risks that go hand-in-hand with the convenience of digital banking.
Digital Banking – Convenience vs. Risk
Compliance expert, Matt Goble, shares fraudulent activity your financial institution should watch for as digital banking demands increase.
Banking, it’s a Risky Business.
Compliance expert Matt Goble reviews best practices for mitigating the risks associated with third-party relationships.
A Key to Compliance: Documenting the Intent to Proceed
Senior Compliance Advisor Matt Goble discusses the importance of documenting a mortgage customer's intent to proceed correctly.
Defense, Defense, Defense!
“Defense! Defense! Defense!” With football season just weeks away, I can hear it now. A stadium filled with 100,000 die-hard fans cheering on their favorite football team in hopes of…
TRID 2.0: The Reboot
As I have discussed in previous articles, the October 1st mandatory compliance date for the 2017 TRID Rule is quickly approaching.
An Exception to the Telephone Consumer Protection Act
The Federal Trade Commission created the National Do-Not-Call Registry in 2003.
Appraisal or Evaluation? That is the Question
Regardless of the size or nature of your financial institution, you must maintain documentation of an effective appraisal and evaluation program
On Regulatory Compliance Management Programs
Let’s talk about your RCMP … that is, your Regulatory Compliance Management Program. Whatever acronym you use – or official title you give it – every financial institution needs a…