Rachelle Dekker
Senior Compliance Advisor
Rachelle Dekker is a Senior Compliance Advisor with the Temenos Compliance Advisory team. Rachelle was most recently the BSA Officer for a community bank. Her experience includes working for community banks as well as working for a regional auditing firm where she provided compliance auditing and consulting services to various financial institutions. Her background is specialized in BSA/AML, HMDA, and deposit compliance. Rachelle graduated from Grand Valley State University with her Master of Science in Accounting. She is also a Certified Regulatory Compliance Manager (CRCM).
Latest articles from Rachelle Dekker
The Rising Threat of Elder Financial Exploitation: Key Insights and Actions for Financial Institutions
To assist financial institutions in combating the rising Elder Financial Exploitation, the Regulatory Agencies have recently issued an Interagency Statement on Elder Financial Exploitation. Senior Compliance Advisor Rachelle Dekker discusses the various examples of Elder Financial Exploitation and ways financial institutions can mitigate risks in the war against this type of exploitation.
Oh BOI! Another Resource on the Requirements of Beneficial Ownership – Part I
The Financial Crimes Enforcement Network (FinCEN) published the “Small Entity Compliance Guide for Beneficial Ownership Information Access and Safeguards Requirements.” Senior Compliance Advisor Rachelle Dekker explains the first 2 sections of the Guide.
Steering your Staff and Sharing the Knowledge-Creating a Substantial Compliance Training Program
Senior Advisor Rachelle Dekker provides guidance on optimizing your institution’s compliance training and sharing the responsibility within your institution’s various departments.
Cryptocurrency – Could Regulation be on the Horizon?
The availability of cryptocurrency appears to be rapidly increasing. However, with the increased availability of cryptocurrency, where’s the regulation?
For Love or Money? Identifying and Reporting Romance Scams
As dating apps and social media use continues to increase, the trend of romance scams may continue to increase as well. Join Senior Compliance Advisor, Rachelle Dekker, CRCM, as she discusses how financial institutions can keep their customers and members informed and alert to these types of financial scams.
Monitoring for Virtual Currency
Considerations for monitoring for virtual currency include identifying unregistered or illicitly operating P2P exchangers, unregistered foreign-located MSBs, unregistered or illicitly operated CVC kiosks, and additional red flags associated with suspicious activity involving virtual currency.
The Never Ending World of SARs
Senior compliance expert, Rachelle Dekker, provides an overview of the FinCEN SAR FAQs issued on January 19, 2021.
Expansion of the SAR Exemption
Senior compliance expert, Rachelle Dekker, shares the differences between the FDIC and FinCEN requirements to file a SAR.
It’s All About the Fraud
Senior Compliance Advisor, Rachelle Dekker, recaps the guidance the Financial Crimes Enforcement Network (FinCEN) has issued within the last four latest advisories.
Regulation CC Implementation – What You Shouldn’t Delay
Compliance expert, Rachelle Dekker, shares how to successfully implement upcoming changes to Regulation CC.
HMDA – The Gift that Keeps on Giving
Compliance expert Rachelle Dekker offers a recap of existing, finalized and outstanding HMDA rules.
Spill the Story – Reporting Suspicious Activity
Who doesn’t like to hear a good story? Although the reporting of a Suspicious Activity Report (SAR) is confidential, sharing the suspicious nature of the story is not. In fact,…
Catching Up – More Changes to Regulation CC
On June 24, 2019, the Consumer Financial Protection Bureau (CFPB) and the Federal Reserve Board issued an amendment to Regulation CC, which also resulted in an amendment to Regulation DD.…
Now that we are almost half way through 2019, it’s important to understand if your HMDA data is accurate.
For those of you tasked with submitting your institution’s Loan Application Register (LAR), you know that the March 1st due date, can be a date of panic. Although we are…
HMDA – Relief or Confusion?
Three new “final rules” on the topic of HMDA have been issued in the last four years. If that isn’t enough, on May 2, 2019 the Consumer Financial Protection Bureau…
P2P – It’s a Balancing Act: Convenience vs Risk
Even though P2P transactions are appealing to customers for the convenience of paying others, they can also be a haven for fraudsters to swindle innocent individuals out of money
Not Your Grandmother’s Deposit Offerings
Fewer account holders are conducting traditional banking in-person at brick and mortar locations. And as millennials become a larger portion of their customer or member base, financial institutions are offering…
Spotlight More Changes to HMDA
With all of the industry focus on the passing of the Economic Growth, Regulatory Relief, and Consumer Protection Act (EGRRCPA) “the Act,” one section of the Act has really been…