Temenos Origination - Smiling Girl
Customer Onboarding and Origination

Temenos Origination

Temenos has a long history of success supporting loan and account origination in North America for banks and credit unions up to $50 billion in assets. These proven solutions are now integrated into Temenos Digital.

Product Overview

Temenos Digital Origination products for North America give members and customers a rapid, omni-channel product origination experience, including instant decisioning. For credit unions and banks, they create agility, eliminate paper processes, and reduce costs of origination. Temenos Digital works with any core banking system, and Origination products can be used independently or in conjunction other Temenos Digital products such as Journey Manager for acquisition and onboarding.

Frictionless Digital Journeys

Give the people what they want, and make a great first impression. Shorten loan and account application times and remove obstacles to create a frictionless, white-glove, digital experience, whether at home, in the branch or on the go.

Intelligent Decisioning

Drive your end-to-end loan and account origination process down to 5 minutes or less, while at the same time making use of intelligent automation. Temenos Infinity clients have driven auto-decision rates from 20 to 70% using intelligent multi-factor decisioning.

Products to Market in Days

Temenos infinity origination customers bring new products to market in days, not months. Create products without software development, allowing business analysts to make rapid changes.

Intelligent Cross-Sell Capabilities

Expand wallet share with the ability to automatically prequalify and present additional product offerings and services to applicants based on attributes and data collected during the origination process.

Comprehensive Dashboard Views & Reports

Utilize interactive, pre-configured dashboards, views and reports to track activity and performance. For reports specific to your institution, a user-friendly report builder is available that can query any field found in the database.

Seamless Third-Party Integration

To drive both a simplified experience and intelligent decisions, integrating with third parties for key services like ID verification, fraud detection, and financial history is essential. Easily make use of the platform’s robust API or select from our more than 35 integrated partners.


Origination Resources

Measurable Success

5 MINUTES

From application to
cash in hand

70 %

Auto-decisioning for consumer loans

1 DAY

To launch new loan products

75 %

Auto-decision rate for new credit card app

Customer Success

PSECU

Learn how PSECU achieved auto decision rates of 30-70% and loan application to funding time of just 3-15 minutes, increasing staff efficiency and customer experience.

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