Corporate & Commercial
Banking
Deliver a unified, real-time experience for customers and bank staff, while standardizing and commercializing offerings across people, processes and technology with a single solution across your entire corporate and commercial portfolio.
Trusted corporate banking capabilities
Empower your corporate banking with our comprehensive solution featuring an integrated core banking system and deployable components, including Corporate Lending, Supply Chain Finance, Trade Finance, and Cash & Liquidity Management. This unified solution provides you with the tools to quickly introduce new products and services, increase operating margins, and reduce capital allocations—freeing up resources and investment for greater innovation and improved customer service.
Comprehensive
Provide multi-instrument offers to corporates and help your Relationship Managers see the overall corporate relationship. Temenos provides an integrated solution that supports all main instrument classes for corporate banking. All supported with embedded data and analytics that allow insight into, and optimisation of, your operations.
End-to-end
Allow corporates to self-manage their interactions, ranging from approvals to liquidity structure maintenance, allowing your Relationship Managers to view and assist where needed. Our solution supports the entire corporate banking value chain from digital interaction, through to the main transaction processing core, messaging, and payments interfaces.
Open
Our flexible and open solution enables the creation of contextually relevant solutions and integration into the wider technology ecosystem using open-APIs. Our solution is highly scalable with reusable components, agile product creation, continuous delivery, and available via Temenos Banking Cloud as a SaaS offering, or as an on-premise deployment.
Designed to meet the needs of corporate businesses of all sizes, our solution enables you to stay ahead of evolving corporate sector expectations by offering more agile, cross-product solutions with integrated pricing. Built around an integrated core banking system with deployable components that cover all areas of corporate banking, Temenos Corporate & Commercial Banking enables seamless transaction initiation across trade finance, lending, payments, supply chain finance, and cash sweeping. It also addresses the critical need for automation, enabling banks to create tailored services while reducing operational costs and risks, ensuring greater efficiency.
Comprehensive
Straight-through-processing
Cloud-native
Integrated front, middle and back office
24*7/365 across all products
Embedded AI and analytics
Measurable success
2x
more digital products launched – corporate banks on Temenos Transact*
17%
less time spent on admin tasks – corporate banks on Temenos Analytics*
44%
more of IT spend on growth and innovation
*Comparison from Temenos CEO Navigator between banks live with Temenos Enterprise Solutions and Services and those who are not.
Explore the solution overview
to learn more about our integrated solution for corporate banking.
“It’s the obvious move to make. For more than 20 years, Temenos proved very robust, reliable and scalable. That’s a journey we want to carry on with.”
Franci Drnovšek
IT Delivery Deputy General Manager, NLB
“Together with Temenos, we have been on a journey to building a streamlined core banking environment. We’ve both learned a lot of lessons along the way, and we’re excited to work towards developing the innovative banking solutions that will keep us competitive and cement our status as a leader in the Czech market.”
Frantisek Kubala
Head of Core Banking, Komerční banka
We recognize that a modern core banking platform is an accelerator for innovation and digital customer experiences. The Temenos platform will enable Commerce to deliver innovative solutions for our customers today and well into the future.”
David Roller
Chief Information Officer, Commerce Bank
With Temenos, we’ve been able to bring a game-changing solution to the Ethiopian banking sector and empower our customers to bank with us confidently at any time and from any location.”
Addis Tadesse, Director for Application Management, Bank of Abyssinia
The system gives us pre-composable services—built on microservices and accessible via APIs—as well as localized capabilities incorporating best practices, which are exactly what we need to build and launch stronger digital experiences for the Vietnamese market.”
Thach Nguyen Ngoc
Director of Application Operations Center, Sacombank
See more success stories
Supply Chain Finance
Banks can benefit from new or improved revenue streams, attract new clients and optimize capital usage through short-term, self-liquidating transactions. With Temenos Supply Chain Finance, banks can facilitate early payments to suppliers and extend payment terms for buyers, supporting liquidity needs, improving cash flow and working capital efficiency with real-time visibility and control across the entire supply chain.
Corporate lending
Unify your corporate lending operations by consolidating corporate and commercial loan portfolios through standardized workflows and templates to drive faster decisions and time to market for new products. With Temenos Corporate Lending, banks can efficiently manage a wide range of loan types, from high-volume bilateral loans to complex corporate loans, lowering total cost of ownership while enhancing their corporate customer experience.
Trade finance
Temenos Trade Finance is designed to support banks and their clients in managing and automating trade finance operations throughout their entire life cycle, including Letters of Credit, Guarantees, and Documentary Collections. By streamlining processes and reducing both risk and operational costs, it enhances processing efficiency while providing security, flexibility, and scalability to meet the latest market standards.
Cash and liquidty management
Temenos Cash & Liquidity Management helps banks optimize cash flow and concentrate liquidity through advanced pooling structures. It supports payables, receivables and liquidity management operations, including multi-hybrid cash pools offering notional, physical, balance netting, and virtual account structures. By automating treasury processes, it frees skilled staff from manual, repetitive tasks, enhancing operational efficiency.
Next-generation payments
Accelerate growth, increase process efficiencies, and enhance service innovations with SaaS-first, next-generation payments technology. Our solution capabilities cover the complete payments lifecycle from order intake to clearing and settlement. Our solutions are designed to work successfully both separately or together, via SaaS, cloud, or on-premise, providing the flexibility to tailor payment solutions to suit simple, complex and diverse needs.
Video: Why without technology, there would be no banks
Hear from Hamilton Reserve Bank and Temenos experts on how to meet the growing expectation of customers seeking a closer link between banking and technology, as corporate clients demand more personalization, more choice and more sustainability in their products.
Success Story: Allied Irish Banks (AIB)
AIB chose Temenos because of the referenceability of its core banking in the marketplace, the functionality, and the very rich and very flexible product capability that would work to bridge any gaps. The first phase of the 4 years modernization project is related to the business and corporate accounting.
Article: Corporate Banking Modernization – Why Now?
Exciting developments are underway in the world of corporate banking. Discover how modernization is transforming this critical sector, enhancing operational efficiencies, and leveraging advanced technologies. Read the full article and gain insights into the transformative journey of corporate banking.
Explore Related TCF Sessions
Commercial & Corporate Deep Dive
Temenos SaaS: Innovation in Banking
