Temenos Highwater Benchmark Report
At Temenos, we see our customers building a successful business model around BaaS. Being able to provide financial services, like accounts or loans to brands in Retail and commercial businesses opens a far larger audience. But, with the rapidly rising popularity of embedded finance and BaaS, performance factors come into play: Massive scalability for any transaction volume.
Supporting the needs of future banking models
To test the needs of accelerating embedded finance models, we defined the benchmark test scenario for 2023. Th scenario simulates a larger Retail bank that launches a BaaS proposition to open the door to 50 brands. The hypothesis for this benchmark was to support all these banking models on an instance of software on a single platform, processing a representative transaction mix.
Benchmark Partners
Microsoft Azure
In 2011, Temenos and Microsoft were the first in the industry to bring core banking to the Cloud. Today, the partnership supports financial institutions that leverage the Cloud around the world. The combination of the Temenos Banking Cloud and the Azure Cloud Platform enables banks around the world to leverage modern and trusted Cloud technology that can live up to specific requirements in regions, including data regulation, security, and compliance.
MongoDB
Temenos and MongoDB joined forces in 2019 and are on the quest to service the widespread, specific, and strict data requirements that banks need. As Temenos provides its platform for banks around the globe, MongoDB is the trusted partner with a developer data platform that enables financial institutions to innovate faster and build modern applications.
HID
HID provides pre-integration solutions that facilitate integrations and customization with the Temenos Banking Platform. The solutions include identity verification, authentication and real-time risk management for true fraud prevention with a clear focus on offering the best security without compromising on user experience. HID has been a trusted Temenos partner for over 15 years and powers trusted identities of millions of people in more than 100 countries.
View the Highwater benchmark video
Tony Coleman, CTO at Temenos presents the Temenos Highwater Benchmark results.
Explore the benchmarks
Benchmark 2023 press release
Temenos processed 200 million embedded finance loans and 100 million retail accounts at a record breaking 150,000 transactions per second on Microsoft Azure with MongoDB database.
Benchmark 2022 press release
The benchmark of 100 million customers and 200 million deposit accounts with 100,000 transactions per second and up to 61 transactions per second per core on AWS underscores Temenos’ leaner and greener architecture.
Temenos Banking Cloud
The trusted SaaS for 700+ banks around the world. Through the Temenos Banking Cloud, our clients can deliver new services, new features, and changes in an exceptionally short time to market.
Learn more about the Temenos Banking Cloud
Contact us to learn more about the Temenos Banking Cloud and how scalability can help you reach new audiences, efficiencies and drive sustainability.