News

Head of Innovation Kam Chana, says generating a new idea is by no means the same as creating one that has the potential to become a commercial reality and then successfully bringing it to market. Finding the sweet spot in consumer desirability, business viability and technical feasibility is an art form.

Easy-to-use, personalised, and seamless — these are what consumers expect of services from any organisation today. For banks, delivering such services require more than just digitising their existing offerings. Instead, they will need to relook at their business models and embrace the concept of the invisible bank.

With Temenos recently launching their new banking cloud features, Ross Mallace, Business Line Director – SaaS, Temenos sat down with The Fintech Times to discuss the Temenos Banking Cloud and the impact of SaaS.

With digital engagement becoming a focus of both financial institutions and consumers alike, what is the future of bank branches? Will mass closures occur to reduce operating costs or will the functionality of branch offices be rethought to humanize digital delivery? A new study provides some clarity.

Bank branches have been disappearing from Britain's high streets at a record pace in recent years. But now almost two thirds of the industry's top executives think branch-based lenders will be 'dead' in the next five years, according to research.

A new Temenos survey of global banking executives has found that 65% believe branch-based banking will be “dead” within five years, up from 35% in 2018, with the sharpest increase in Europe and North America.