Temenos provides retail banks with agility and freedom to innovate front-to-back using the latest cloud and API technology and leveraging the broadest set of composable banking capabilities.

Every institution which provides retail facilities, whether they are a bank, a credit union, an embedded finance provider, or an inclusive finance institution, focuses on driving profitability and growth through the acquisition of new customers and increasing the wallet share of existing customers. This requires a front-to-back approach, complete with AI-driven customer insights and a flexible product engine to offer customers more personalized, relevant experiences and services, embedded at the point of need.

Temenos’ Retail Banking capabilities include a functionally rich, flexible and agile core processing engine that enables institutions to offer personalized, customer-relevant products, while allowing for lower operational costs and increased ROE.

Temenos provides banks which offer solutions for SMEs and growing businesses with flexible account and lending services to enable businesses to thrive and scale to meet their goals.

Every bank providing solutions for businesses of any size needs to easily acquire new customers and allow them to scale as their business grows. This requires a front-to-back focus for basic banking services plus the need for lending facilities, complete with high levels of AI-driven customer insight to help them manage their business better.

The Temenos Business Banking solution is an integrated banking software solution for banks offering services to businesses of all sizes across the globe.

The Temenos Corporate Banking solution, with its scalable, innovative technology, provides superior features for corporate banks, supporting profitability, customer acquisition and retention. Corporate and Commercial Banking customers can now benefit from a seamless digital solution that is equal to the leading Retail Banking experience.

An end-to-end, componentized solution empowering wealth managers, private banks and their clients with the latest technology.

With a strong client base, including some of the largest global private banks, Temenos Wealth is the de facto software solution for the private wealth management industry. It provides differentiation with superior digital and front-office capabilities, total cost reduction through automation and cloud technology and the ability to digitally transform firms through real-time, front-to-back integration.

Temenos Wealth is an end-to-end solution covering all of a firm’s needs, from self-service channels to portfolio management to back-office processing and market data management. It is unique in its breadth and depth, with digital customer experience, hyper-personalized services and highly automated processes that enable our clients to service Ultra High Net Worth Individuals and Mass Affluent clients alike. Its composable architecture, available as a service or on premise, and the standard integration to other Temenos solutions and the wider Temenos ecosystem make it the ideal solution for firms which seek to grow in a highly competitive environment, while protecting their margins.

Offering fund administrators, asset managers, insurance companies and pension funds a complete solution to thrive in the digital age and deliver greater operational efficiency, improve control and oversight and reduce operational risk.

Temenos Islamic Banking is a flexible and efficient award-winning solution, delivering an outstanding Shari’ah compliant experience to customers using a combination of digital and human interaction and leveraging advanced graphical product building capabilities and modern technology to create offerings that are compliant and personalized, enabling digital transformation.